Our Picks of the Best Supplemental Health Plans of 2023
Supplemental Health Plans
Make Your Health Plan INDESTRUCTIBLE!
Supplemental health plans make your existing health insurance better by filling the GAP's in your current coverage, like your deductible & out-of-pocket. Many plans help pay for lost wages, rent, mortgage, car payments, etc. , or enhance your current benefits by adding better coverage for critical illness like cancer.
Add to Most Health Plans
Affordable & Customizable
100% Portable
Makes Your Current Health Plan Better!
Nerd Alert!
Close to 70% of people who declared bankruptcy due to medical bills HAD HEALTH INSURANCE! Deductibles, co-insurance, & all the missed time not being able to work add up. Close that gap and get TRULY covered with a supplement!
What Can Supplemental Health Plans Do?
Cover Your
Deductible + Co-Pays
Reduce or Eliminate your deductible for accidental injuries and sickness. Can also cover co-insurance, copay amounts, and out-of-pocket maximums to make your current health plan "comprehensive".
Better Coverage for Critical Illnesses
Improve your coverage for major illnesses like cancer, heart attacks, organ failure & more. Go over and above your current insurance to pay for access to out-of-network specialists, advanced cancer care, experimental treatments, etc.
Cover Lost Income & Expenses
When you get sick or hurt, your health plan doesn't cover things like lost wages, rent, mortgage payments, phone payments,or children's tuition, when you can't work or need rest.
Your supplement will.
Our Top 3 Supplemental Health Plans for 2023
Based on our criteria, your best bang for your buck!
GTL Critical Provider Plus
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4.8
Covers your health plan out-of-pocket for accidental injuries and critical illness, as well as partially covering it for in-patient sickness
Provides large customized lump-sum payments when you are diagnosed with a critical illness (23 illnesses triggers), including cancer, heart attack, stroke, etc.
Built in Cancer Care DNA benefit to increase your chances of surving cancer (works with your health plan)
Basics
Deductible
no deductible, pays you amount you customize plan to
Network
any doctor/hospital
Price
$$
Allstate Plan Enhancer
4.7
Covers your health plan out-of-pocket for injuries and in-patient medical care
Works with any health plan, doctor, or hospital, even if its not in your regular health plans network!
Guaranteed Issue (you cannot be denied)
Basics
Deductible
no deductible, pays you amount you customize plan to
Network
any doctor/hospital
Price
$$
In-Pocket Plan
4.6
Simple to use plan, lowers your current health plans deductible to a new, customized amount
Covers all in-patient & out-patient medical bills your health plan covers
Guaranteed Issue (You cannot be denied)
Basics
Deductible
customized
Network
same network as your main health plan
Price
$$$